Client Handouts
Inflation Adjusted Benefits of Indexed Annuities
Compare the S&P 500 to a 50% participation rate FIA with values reduced by the annual inflation rate.
Retirees Longevity Protection
An excerpt from Wade Pfau’s book, “Safety-First Retirement Planning: An Integrated Approach for a Worry-Free Retirement” from September 2019.
Moving to a New Company: What to Expect During the Process
A new document created during the COVID-19 pandemic, given to clients to guide them through the sales process from appointment to policy delivery.
Social Security and Medicare Guide
A helpful guide outlining Social Security and Medicare benefits and taxes by Allianz.
What Are You Willing to Risk?
A visual illustration to present to clients showing the 3 directions money can go. Created Nov. 2019 by Chad Owen.
Shiller FIA Report
An article from March 2019 by Barclays Sales and Trading (Abramczyk, Akella, Shiller, Wen).
Source of Funds Disclosure Statement
A waiver Chad recently added to the back of his applications. This document is customizable, replace the red text with your name and state.
Happiness Study | Make Sure Retirement Protection Is In Your Future
Article from March 2019 by the Alliance for Lifetime Income.
Fifth Annual Guaranteed Lifetime Income Study (GLIS)
2019 GLIS by Greenwald & Associates and CANNEX.
50 Unfortunate Truths About Investing
Article from November 2012 by Morgan Housel of The Motley Fool.
Benefits of Indexed Annuities
A visual comparison of indexed annuities and the S&P 500 with an annual reset.
Fixed Indexed Annuities: Consider the Alternative
Document from January 2018 by Roger Ibbotson of Zebra Capital Management.
Monthly Budget Form
A detailed chart for outlining a client’s monthly income and expenses, helping to locate where the surplus or shortage is and how that affects guaranteed income for life.
Wouldn’t It Be Great
Wouldn’t it be great if your broker, financial planner, banker said what they actually meant? A compilation of quotes that portray the real meaning behind many of the common phrases used by brokers.
Why Do I Want a Fixed Indexed Annuity?
A list of 10 reasons why the fixed indexed annuity is the gold standard for safety, how the client’s money is protected, and how income for life is guaranteed. 50478
What Your Ex Will Say
What your ex-broker, ex-financial planner, ex-money manager will say when you (the client) break up with them. A collection of quotes that the client may hear when they decide to move their money from volatility to safety and security.
Know Your Numbers S&P
A visual outline of how $100,000 would perform in the S&P from 2000-2023, how additional fees and RMDs affect losses and gains, and what it takes to make up incurred losses.
How Various Products Compare To Safe Money
A visual table of line by line comparisons of safe money and risk money. Includes prinicpal and growth protection, insured assets, market protection, liquidity, riders, income for life, LTC, pros and cons for 11 different types of financial vehicles.
How Do I Feel About Money and the Situation I’m In?
20 questions for retirees to ask themselves and reflect about their retirement and income for life.
How Long Does Your Money Need To Last?
How long do you think you’ll live and how long does your money need to last? A visual comparison of life expectancies of men, women, and couples and how these affect retirement perceptions.
“A” List Client
Are you an “A” list client to your advisor? A great document that outlines some of the most outlandish things heard from advisors of how to cater to their big investment clients and where that leaves the “C list” clients.
Bear and Bull Markets In The U.S.
A visual snapshot of all “bear” and “bull” markets in the US from 1926-2017.
Market Comparison Chart
A visual comparison of income for life, safe money, risk money, and risk money with a fee; how these products perform and compare.
Allianz CSI 232
Document from Allianz – protect a portion of your retirement savings from loss, what it takes to make up losses.
Truth About FIA’s
Document from Allianz – the truth about fixed indexed annuities, misperceptions vs. realities.
Journalist Guide To Indexed Annuities
Document from July 2012 by the National Association for Fixed Annuities.
One Of The Nation’s Largest Pension Funds Could Soon Cut Benefits
Article from April 2016 by Jonnelle Marte of The Washington Post.
How To Get Guaranteed Income If You Don’t Have A Pension
Article from September 2016 by Sharon Epperson & Katie Young of CNBC.
State, Local Governments Way Behind On Funding Pensions
Article from October 2016 by Rachel Greszier of The Heritage Foundation’s Center for Data Analysis.
In Unprecedented Move Pension Plan Cuts Benefits Promised To Retirees
Article from January 2017 by Jonnelle Marte of The Washington Post.
America’s Utterly Predictable Tsunami Of Pension Problems
Article from February 2017 by George Will of The Washington Post.
Wall Street Warns Downturn Coming
Article from August 2017 by Sid Verma and Cecile Gutscher of MSN.
10 Years After the Crisis: Bankers Life
Document from February 2017 by Bankers Life Center for a Secure Retirement. cH
Looking for Guaranteed Lifetime Income
Article from November 2018 by Michael Finke, PhD of The American College.
Ibbotson: Fixed Indexed Annuities Beat Out Bonds
Article from April 2018 by Roger Ibbotson of WealthManagement.com
Financial Fragility of Retirees
Document from February 2018 by Steven Sass of the Center for Retirement Research at Boston College.